Which is better Solid Oak Skirting or MDF?

August 8, 2018

MDF Vs. Solid Oak Skirting

When it comes to skirting boards there are two main options available when it comes to the materials used to create it – MDF or solid oak. Which one you choose will be largely dependent on the style you want to go for, how hard wearing it needs to be and your budget.

It is unsurprising that solid oak skirting is more expensive than MDF (medium-density fibreboard) skirting but does that mean it is better? We examine the pros and cons of both to help you decide which to use in your next home renovation project.

MDF Skirting

MDF is the long standing material used in homes across the UK and USA and there is a very good reason for that. It is cheap to produce and is pretty hard wearing. An added benefit of MDF is that it has very little environmental impact as the wood shavings used to create it would likely go to waste were they not used to create medium-density fibreboard.

MDF is a very versatile wood, can be manufactured in to various lengths, heights and depths and is extremely easy to manipulate in to one of the many designs or styles we have grown accustomed to.

The biggest drawback of opting for MDF skirting is that it is not very natural looking and requires good paintwork to make it look sophisticated.

If you need a lot of skirting or architrave for your home or office then MDF is probably going to be the sensible choice – especially in a more modern piece of real estate – as it is going to keep the costs down.

Top Tip: If you order it pre-primed it can really help minimise the time spent on painting too.

Solid Oak Skirting

The main alternative to MDF is solid oak and thanks to modern production methods it is now more widely available than in the past and can be purchased in a range of styles. Solid oak skirting works best in older and more characterful properties thanks to its natural look and feel. You get those knots that you cannot easily reproduce in more synthetic materials and it can really bring a room to life.

The cost of solid oak is of course much higher than MDF but if your budget can stretch to it and it fits the style of your home/office then it will really give the room a touch of luxury.

The Verdict

In the battle between oak and MDF there is not one definitive winner and it will ultimately depend on the look you need and the budget you have. Solid oak will be a little more hard wearing so if you have a house full of kids that are likely to kick or scuff the skirting boards then oak could be the answer and could actually be more cost effective in the long run as it won’t need to be replaced so often. However, for more modern homes there is a case to be made for MDF skirting fitting contemporary styles better.

Ultimately, you are going to have to choose what works best for you.

A Window Into Home Insurance Cost Plans

July 11, 2018

Home insurance plans often cause a lot of confusion in the minds of consumers. Lots of people don’t know that there are things automatically covered under buildings insurance.

Typical buildings insurance policy covers the actual house, rather than what you put inside the house. It will be based on the cost of rebuilding and should normally cover hazards like fire, flooding and water damage. Permanent fixtures and fittings – generally things that you would not take with you if you were moving, such as the bathroom suite and fitted kitchen would normally fall under the umbrella of buildings insurance.

It is important to read the fine print very carefully regarding what is fullly covered and what’s excluded. Check for things such as vandalism or malicious acts. These are often not covered. Nor is terrorism. Please always double check. If you have a mortgage on your home, then buildings insurance will be one of the mandatory conditions of getting the loan.

Contents Insurance should cover all the things you put into the house, such as your furniture, curtains, carpets, kitchen gadgets and cooking equipment, as well as items in your garden. The stuff in your house should be covered from theft, or damage caused by fire or flooding. Whilst your personal computer should be covered, should you not double check the coverage for your laptop and cameras since you often use it outside of your home.

Calculating the cost of your insurance premiums, normally starts with reviewing your postcode. The insurers can tell a lot based on where you live. They will know the crime levels in your neighbourhood, climate, and other risk factors.

Unfortunately, if you live in an area that is prone to flooding, have a higher than average crime rate, need hurricane and storm windows or such the chances are your premiums will be higher. Some offer discounts to those homeowners who install equipment to prevent flooding and calamity.

The history of your claims will also be taken into account when working out what price you have pay. Obviously if you have a high level of claims, you’re likely to face higher costs.

While home insurance rates can be quite expensive, there are ways to cut them. One thing to always keep in mind when it comes to home insurance, is you need to be proactive not reactive. Things to consider: the types of locks and doors you are using, window locks, burglar and smoke alarms. They are often discounts offered for taking out dual cover and contents policy, but it is worth checking out the cost of separate cover too.

When you are ready to pull the trigger, it’ll be worth comparing quotes. The easiest way to do this is online. An independent broker will have no trouble in comparing a vary wide range of companies and will contact you with the best choices for you, at the best price. Sometimes there will be good discounts for new customers and the price can drift upwards for the first year or two ask you broker to check for the right price.

When making a claim – Your insurance provider will want to know why your making a claim and wil try to refute it. If the claim is the result of a burglary or anything with your home security they will need to see the police report.

It is well worth sorting out your household insurance requirements and making your sure your covered for everything.

Modular Homes- Are They A Good Investment

September 4, 2017

Modular Homes Misconceptions and Myths

Many people incorrectly believe that modular houses are pricey, cost a lot to guarantee, are inferior to on-site homes, take longer to build, are lower quality, easily harmed, which modular houses can not be customized. Fortunately, modular homes do not display any of these misunderstandings. While it is real that modular styles were relatively standard during the start of the market, today’s innovation and consumer demand for this item has made these homes practically indistinguishable from standard  built houses. Today, modular homes are constructed onsite or in a controlled factory environment. All modular houses are 80% to 95% constructed in factories and after that carried to a site where it is then assembled.

Initially, modular houses are more economical on average than developed houses. A modular houses cost per square foot to construct is normally 15% – 25% less costly than a similar quality site-built house. Secondly, modular homes insurance costs are the exact same worth as that of  on site homes.In addition, on-site houses are not exceptional to modular houses for the basic fact that modular houses are more closely monitored and constructed in a factory-controlled environment which improves the structural quality of modular homes. On-site built homes undergo weather direct exposure which can cause future water damage problems and mold issues. Modular homes are frequently structurally stronger than standard website developed homes due to the truth additional framing and structural support is constructed into the module designs so they can withstand transport load elements. On basic wear and tear matters, similar to other house, modular homes undergo weather damage, damaged windows, and anything else a regular home would encounter. On-site homes can take up to 4 to 6 months to complete, depending upon season, and for how long it requires to begin and lay a structure. Modular houses take 1 to 2 months from preliminary customer style to delivery of the house from the factory to the foundation. Lastly, modular homes can be tailored to the owners’ preference, or can be customized precisely like the homes in the surrounding community.

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